For this self-employed author, it's making doubly sure I don't go over a certain amount on my business account. Which explains why I had such a shock on Tuesday.
The spouse deposited $160 into my account, for food and lodging, giving me a total budget of $180. I knew the motel was going to be around $140, and let's face it....right now, I'm 'addicted' to Arby's curly fries, so I can eat for under $10 per meal!
Here's how the breakdown of my expenses went:
-Lunch Friday (McD's): $8 (I'm rounding up on all charges)
-Dinner Friday (Arby's): $9
-Lunch Sat (at fair): $3 (cash)
-Dinner Sat (Shooter's Bar and Grill): $21 (cash)
-Breakfast Sun (Burger King): $7
-Dinner Sun (McD's): $8
Charged expenses: $172
Cash expenses: $24
I should have had $8 left in my account, right?
No. I discovered the motel had charged me for three nights, which threw my account into the negative.
I called the motel, who said they refunded that accidental third charge. I didn't see it on my account, but decided maybe it would show up the next day.
It didn't. Turned out they refunded the $$ to my prepaid credit card, the one I'd reserved the room with, instead. My business account was slapped with $190 in overdraft fees.
Needless to say, I was furious. After speaking with the bank and the hotel's assistant manager, I've got half the o/d fees returned, and the GM will call me tomorrow, and I'm hoping they will pay the other half. Plus, the bank will refund any 'daily o/d' charges ($8 per day) until this is cleared up.
What have I learned from this? From now on, I will use my prepaid credit card for motel expenditures, to make sure this never happens again!
But You Had Fun, Right? I had a wonderful time, even though I only sold two books. I chatted with friends; made new ones; handed out promotional items.....maybe I've even sold a book or two online. And best of all, Villanova won the NCAA tournament Monday night, even though I was hoping they'd go up against Syracuse, rather than UNC. It was still a fantastic game!
Here's a few pictures from the weekend:
Pamela Horner has written about a 10 y/o boy who travels back in time to George Rogers Clark:)
Teddi Robinson, who needed a hug every morning:)
Carol Preflatish, who tolerated my desire not to leave Shooters until after the Villanova/Oklahoma game, even though the score was 95-51!
Floyd Root, who very nicely agreed to let me tag along with him on the trip:)
Tony Acree, who gave a mini Social Media workshop, and who seemed to appreciate my input:)
Frank Hall, our wonderful host for the weekend!
The Romance Queens, Mysti Parker, myself, and Carol Preflatish:)
Stephen Zimmer, founder of Imaginarium, and myself:)